Choosing the right bike insurance plan in Malaysia consists of assessing several components, which includes coverage selections, premiums, customer service, and extra Rewards offered by diverse insurers. This manual compares many of Malaysia's prime motorcycle coverage companies to assist you make an educated determination that meets your Driving wants and budget.
one. Allianz Malaysia Berhad
Coverage Selections: Allianz Malaysia gives in depth coverage options personalized to safeguard each riders and their bikes. Their guidelines ordinarily consist of:
3rd-Get together Legal responsibility: Covers damages and accidents brought on to Some others in an accident.
Have Injury: Handles fix or substitution charges for your motorbike due to mishaps, fire, or theft.
Personalized Accident: Supplies payment for bodily injuries or Dying resulting from a collision.
Further Gains: Roadside help, professional medical expenditures, plus more.
Premiums and Savings: Allianz Malaysia offers aggressive premiums with chances for discounts determined by Harmless Using documents, numerous procedures, and membership affiliations.
Customer Service: Recognized for economical claims processing and fantastic customer assist.
two. AXA Affin Common Insurance plan Berhad
Coverage Alternatives: AXA Affin gives adaptable motorcycle insurance policies designs with extensive protection, including:
Third-Occasion Liability: Addresses lawful liabilities for bodily injury or house harm to others.
Very own Problems: Covers fix prices for your motorbike in incidents, theft, or natural disasters.
Private Incident: Provides coverage for accidental Demise or bodily personal injury.
Premiums and Special discounts: AXA Affin delivers competitive premiums and discount rates for Harmless riders, loyalty applications, and bundling guidelines.
Customer care: Reliable customer service by using a person-friendly claims approach and 24/seven support.
3. Etiqa Insurance policies Berhad
Protection Options: Etiqa provides motorbike insurance plan designs made to safeguard riders comprehensively, which include:
3rd-Party Liability: Coverage for authorized liabilities arising from incidents.
Have Harm: Safety in opposition to repair service or substitution costs for the motorbike.
Particular Incident: Protection for injuries or death resulting from mishaps.
More Gains: Roadside assistance, healthcare expenditures, and lack of accessories.
Premiums and Special discounts: Etiqa supplies aggressive rates with bargains for safe riders, multi-policy holders, and much more.
Customer support: Recognized for responsive customer support and successful promises managing.
four. Liberty Insurance Berhad
Coverage Choices: Liberty Insurance policy gives motorbike insurance policies options with An array of protection solutions, together with:
Third-Party Liability: Coverage for legal liabilities resulting from accidents.
Personal Harm: Covers restore fees to your motorbike as a result of mishaps or theft.
Personalized Accident: Supplies payment for bodily injuries or Demise resulting from mishaps.
Premiums and Special discounts: Competitive premiums with special discounts readily available for Protected riders, plan renewals, and loyalty packages.
Customer support: Liberty Insurance coverage is identified for superb customer care and prompt statements settlement.
five. Zurich Basic Insurance Malaysia Berhad
Coverage Solutions: Zurich Malaysia gives comprehensive motorbike insurance strategies with the subsequent coverage selections:
Third-Social gathering Legal motorbike insurance responsibility: Addresses lawful liabilities for bodily injury or residence damage to Other folks.
Have Injury: Handles restore or alternative costs on your bike as a result of incidents, theft, or fireplace.
Private Incident: Provides coverage for accidental Demise or bodily personal injury.
Premiums and Discount rates: Aggressive premiums with discount rates for Harmless riders, multi-policy holders, and advertising features.
Customer support: Zurich Malaysia features trustworthy customer support with a simple promises process and 24/7 assist.