It does! When you've got a very good credit history rating and request an overdraft, we are able to put in place just one up for yourself. The overdraft interest level depends upon the account design you have got organized. For example, the overdraft curiosity charge for that no cost “Basic” existing account is at the moment 12.twenty% p.a.
You can see account statements along with other paperwork while in the inbox with your banking application or from the online banking portal.
When you've properly opened your account, you may endorse the cost-free existing account online on your friends and family with The client Referral plan.
The Commerzbank safety assure aids make sure you can make use of your online banking safe and sound. Reap the benefits of ideal defense for online banking on our Web page and within our banking application with our photoTAN and mobileTAN authentication method.
You consent to promotion e-mail and phone calls. Consent could be provided throughout the account opening process or thereafter in just three months in a Commerzbank branch or online at and may not be revoked for a minimum of three months.
All you'll want to do is activate the Digital debit card inside the banking app to start shelling out contactless in stores and utilize it at cash equipment across the world. Transactions are authorised by and billed on to your existing account.
We only begin to acquire your bare minimum incoming payments into account in the 2nd entire month When you’ve opened your account. Right up until then, your account is exempt in the minimum amount incoming payment prerequisite. If you choose for "KlassikAccount” or “PremiumAccount”, there isn't any bare minimum monthly incoming payment specifications.
If you decide for “KlassikAccount” or “PremiumAccount”, there aren't any minimum regular monthly incoming payment needs.
Girocard: The Girocard is really a contactless debit card. You should utilize it to produce contactless payments with appropriate card visitors. The amount is then charged to the account instantly.
We’ll refund any income missing as a result of phishing ripoffs or malware in total if the mandatory situations are achieved.
50 cost per transaction/cheque for paper-based mostly domestic/SEPA transfers, processing domestic cheques issued in euros, and income withdrawals and hard cash deposits at Commerzbank counters.
The account could only be applied for private needs. It may not be employed as a company account by freelancers or business owners. If you need an account for industrial applications, check out the enterprise accounts we provide below.
The fastest method to confirm your identification is on the online video call utilizing the IDENT application. Download the IDENT app with the
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Transfer funds, take care of your playing cards, view your account stability or activate Apple Shell out/Google Buy contactless payment – all managed online during the banking app or even the online banking portal.
Virtual debit card: The virtual debit card is completely digital, that means you not receive a Bodily plastic card. You may use the Digital debit card with Apple Pay out and Google Pay back without having a traditional credit card.
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